What is the method for the Post Office Insurance Policy Loan?
1.Loan through Over-the-Counter Service: The proposer and the insured carry the insurance policy, along with both the proposer’s and the insured’s national identity cards to any branch offices. In the case of entrusting others to act as an agent, in addition to the above documents, a power of attorney (proposer is unable to visit the counter) or consent form (insured is unable to visit the counter) and the national identity card of the agent shall be presented. If the proposer or the insured is a minor,or is subject to the commencement of guardianship or assistance , they shall present the documents proving that they are the legal representative, guardian or assistant.
2.Loan through physical postal ATM、Internet postal ATM or Mobile Post Office: (1)The proposer shall be with the insured and carry the insurance policy, the proposer’s postal deposit book (the debit card shall be applied in advance if there is no debit card) along with both the proposer’s and the insured’s national identity cards to any branch offices. If entrusting others to do so, in addition to the above documents, in accordance with the provisions of the previous Article 1, the provision regulating the agency matter. (2)The data review and documentation are completed, and the proposer can immediately use the insurance policy loan at any Postal ATM nationwide, Internet Postal ATM or Mobile Post Office (3)The loan amount shall be directly transferred to the postal deposit book designated by the proposer and begin to calculate interest.