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Postal Life Insurance ServicesProtection Insurance

Last updated:2023/02/23 Print
Protection Insurance Product function

People often encounter different risks in life. The Company offers whole life insurance, term life insurance, injury insurance rider, and health insurance rider as well as other diversified protective insurance products for the public to choose from with convenience and plan complete and adequate insurance protection.

The Company offers products and content of protection below :
  • JIN-PING-AN  INJURY AND CHILD INJURY DISABILITY INSURANCE RIDER

    JIN-PING-AN INJURY AND CHILD INJURY DISABILITY INSURANCE RIDER

    1.Providing basic financial protection for people and is the best choice for insurance policyholders at home and traveling. 

    2.Affordable premium for injury protection of rider to the base plan. 

    3.Automatic insurance renewal until the insured reaching the 75th policy anniversary of the insurance age.

  • 1-YEAR TERM INSURANCE

    1-YEAR TERM INSURANCE

    1.Meet customer demand through protection by stage.

    2.Easy payment and protection for life.

  • CHANG-HONG INCREASING ENDOWMENT

    CHANG-HONG INCREASING ENDOWMENT

    1․The insured amount will increment by 5% in the simple annual interest rate of the basic coverage starting from the first policy year until the 20th policy year.

    2․On the expiration of every 2 years of the policy anniversary (excluding the current payment period expiration), collect 10% of the basic coverage at the time as the survival benefit. 

    3․Collect twice the basic coverage at the time in one lump sum on the expiration of the contract.

  • HAO-LI-WANG INTEREST SENSITIVE INSURANCE

    HAO-LI-WANG INTEREST SENSITIVE INSURANCE

    1.Crediting interest rate is adjusted flexibly.Value-added feedback and protection.

    2.1st to 10th policy anniversary:Every 2 years policy anniversary,survival benefit is paid at 3% of the insured amount at the time.11th to 19th policy anniversary:Every policy anniversary,survival benefit is paid at 6% of the insured amount at the time.

    3.At the end of the term, 1.5 times of the insured amount at the time will be paid in one lump sum.

  • JI-AN INJURY AND CHILD INJURY DISABILITY INSURANCE RIDER

    JI-AN INJURY AND CHILD INJURY DISABILITY INSURANCE RIDER

    1․Disability or death insurance protecting the insured from accidents and injuries. 

    2․Affordable premium for injury protection of rider to the base plan. 

    3․Automatic insurance renewal until the insured reaching 75th policy anniversary of the insurance age.

  • e68 TERM INSURANCE(Online insurance policy)

    e68 TERM INSURANCE(Online insurance policy)

    1․Online completion without a visit to the counter and saves time. 

    2․Apply for insurance at any time, no physical examination required. Simple procedures. 

    3․Purchase adequate protection through the easiest budget of coin-price per day.

  • JIN-SING-FU ENDOWMENT

    JIN-SING-FU ENDOWMENT

    1.For policy anniversary day on 3rd, 6th, 9th and 12th anniversary, collect the survival benefits of 2%, 3%, 4%, and 5% of the insurance coverage at the time.

    2.Collect the expiry benefit in one lump sum on the expiration date of the contract.

  • ACCIDENT MICROINSURANCE RIDER

    ACCIDENT MICROINSURANCE RIDER

    1․Take care of disadvantaged groups and protect qualified insurers with basic accident protection. 

    2․Simple insurance process and no physical examination required. 

    3․Affordable premium and light burden.

  • NIAN-NIAN-CHANG-CHUN INCREASING ENDOWMENT

    NIAN-NIAN-CHANG-CHUN INCREASING ENDOWMENT

    1.The insured amount starts from the first policy year and increases year by year based on the basic insured amount at an annual simple interest of 20% until the 10th policy year.

    2.During the payment period, survival benefit will be paid based on 2% of the current basic insured amount on each policy anniversary. From the expiration of the payment period (including the expiration at that time) to the policy anniversary that the insured age is 77 years old, survival benefit will be paid based on 5% of the current basic insured amount on each policy anniversary.

    3.If the insured is still alive on the policy anniversary that the insured age is 78 years old and the contract is still valid, the company will pay maturity benefit based on the current insured amount.

  • CHANG-LE INCREASING ENDOWMENT

    CHANG-LE INCREASING ENDOWMENT

    1․The insured amount will increment by 5% in simple annual interest rate of the basic coverage starting from the first policy year until the 20th policy year. 

    2․During the payment period, on every 3rd, 6th, and 9th anniversary of policy day and upon expiration of the payment period (including the expiration year) to the 19th policy anniversary, the survival benefit of 6% per the basic coverage at the time will be distributed on each policy anniversary. 

    3․Collect expiry benefit in lump sum on expiration.

Insurance method :

  Please contact the counter or specialists of all post office branches in Taiwan to apply.

Marketing channel :

  Counters or specialists of all post office branches in Taiwan.

Product assumed loading rate :

  Product assumed loading rate