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Postal Life Insurance ServicesProtection Insurance

Last updated:2024/09/05 Print
Protection Insurance Product function

People often encounter different risks in life. The Company offers whole life insurance, term life insurance, injury insurance rider, and health insurance rider as well as other diversified protective insurance products for the public to choose from with convenience and plan complete and adequate insurance protection.

The Company offers products and content of protection below :
  • Jhen-Ai-015 Endowment

    Jhen-Ai-015 Endowment

    1.If the insured is still alive during the valid period of the contract and the insured age is 6, 12, 15, 18, 21, 24, 27 of the policy anniversary, survival benefit will be paid respectively based on 5%, 5%,5%,10%,10%,10%,15% of the current basic insured amount.

    2.If the insured is still alive on the policy anniversary that the insured age is 30 and the contract is still valid, maturity benefit will be paid based on the current insured amount.

  • JIN-PING-AN  INJURY AND CHILD INJURY DISABILITY INSURANCE RIDER

    JIN-PING-AN INJURY AND CHILD INJURY DISABILITY INSURANCE RIDER

    1.Providing basic financial protection for people and is the best choice for insurance policyholders at home and traveling. 

    2.Affordable premium for injury protection of rider to the base plan. 

    3.Automatic insurance renewal until the insured reaching the 75th policy anniversary of the insurance age.

  • 1-YEAR TERM INSURANCE

    1-YEAR TERM INSURANCE

    1.Meet customer demand through protection by stage.

    2.Easy payment and protection for life.

  • CHANG-HONG INCREASING ENDOWMENT

    CHANG-HONG INCREASING ENDOWMENT

    1․The insured amount will increment by 5% in the simple annual interest rate of the basic coverage starting from the first policy year until the 20th policy year.

    2․On the expiration of every 2 years of the policy anniversary (excluding the current payment period expiration), collect 10% of the basic coverage at the time as the survival benefit. 

    3․Collect twice the basic coverage at the time in one lump sum on the expiration of the contract.

  • JI-AN INJURY AND CHILD INJURY DISABILITY INSURANCE RIDER

    JI-AN INJURY AND CHILD INJURY DISABILITY INSURANCE RIDER

    1․Disability or death insurance protecting the insured from accidents and injuries. 

    2․Affordable premium for injury protection of rider to the base plan. 

    3․Automatic insurance renewal until the insured reaching 75th policy anniversary of the insurance age.

  • JIN-SING-FU ENDOWMENT

    JIN-SING-FU ENDOWMENT

    1.For policy anniversary day on 3rd, 6th, 9th and 12th anniversary, collect the survival benefits of 2%, 3%, 4%, and 5% of the insurance coverage at the time.

    2.Collect the expiry benefit in one lump sum on the expiration date of the contract.

  • ACCIDENT MICROINSURANCE RIDER

    ACCIDENT MICROINSURANCE RIDER

    1․Take care of disadvantaged groups and protect qualified insurers with basic accident protection. 

    2․Simple insurance process and no physical examination required. 

    3․Affordable premium and light burden.

  • NIAN-NIAN-CHANG-CHUN INCREASING ENDOWMENT

    NIAN-NIAN-CHANG-CHUN INCREASING ENDOWMENT

    1.The insured amount starts from the first policy year and increases year by year based on the basic insured amount at an annual simple interest of 20% until the 10th policy year.

    2.During the payment period, survival benefit will be paid based on 2% of the current basic insured amount on each policy anniversary. From the expiration of the payment period (including the expiration at that time) to the policy anniversary that the insured age is 77 years old, survival benefit will be paid based on 5% of the current basic insured amount on each policy anniversary.

    3.If the insured is still alive on the policy anniversary that the insured age is 78 years old and the contract is still valid, the company will pay maturity benefit based on the current insured amount.

  • CHANG-LE INCREASING ENDOWMENT

    CHANG-LE INCREASING ENDOWMENT

    1․The insured amount will increment by 5% in simple annual interest rate of the basic coverage starting from the first policy year until the 20th policy year. 

    2․During the payment period, on every 3rd, 6th, and 9th anniversary of policy day and upon expiration of the payment period (including the expiration year) to the 19th policy anniversary, the survival benefit of 6% per the basic coverage at the time will be distributed on each policy anniversary. 

    3․Collect expiry benefit in lump sum on expiration.

  • AN-XIN WHOLE LIFE INSURANCE

    AN-XIN WHOLE LIFE INSURANCE

    1․Provide basic protection for middle-aged to senior groups. 

    2․Diversity of payment years at the choice by personal requirement. 

    3․Enjoy the lifelong protection from the formation of the contract to the 110th policy anniversary.

Insurance method :

  Please contact the counter or specialists of all post office branches in Taiwan to apply.

Marketing channel :

  Counters or specialists of all post office branches in Taiwan.

Product assumed loading rate :

  Product assumed loading rate