Postal Life Insurance Services
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JIN-PING-AN INJURY AND CHILD INJURY DISABILITY INSURANCE RIDER
1.Providing basic financial protection for people and is the best choice for insurance policyholders at home and traveling.
2.Affordable premium for injury protection of rider to the base plan.
3.Automatic insurance renewal until the insured reaching the 75th policy anniversary of the insurance age.
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JI-AN INJURY AND CHILD INJURY DISABILITY INSURANCE RIDER
1․Disability or death insurance protecting the insured from accidents and injuries.
2․Affordable premium for injury protection of rider to the base plan.
3․Automatic insurance renewal until the insured reaching 75th policy anniversary of the insurance age.
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DAILY HOSPITALIZATION EXPENSE INSURANCE RIDER
1.Attentive "treatment benefit".
2.Double payment for "ICU and Burn Warn Benefits".
3.Guaranteed insurance renewal up to 70 years old.
The company's accident insurance is an automatic renewal product. As long as there is sufficient amount in the payment deposit account agreed during the validity period of the main contract to deduct the annual insurance premium (main contract + rider insurance premium), accident insurance will be automatically renewed. The policyholder is not required to apply for renewal.
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YOU-SING-FU ENDOWMENT
1.Collect the "survival benefit" on the expiration of the 3rd, 6th, 9th, and 12th policy anniversary.
2.Collect "expiry benefit" in lump sum on expiration after 15 years of payment period.
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CHANG-HONG INCREASING ENDOWMENT
1․The insured amount will increment by 5% in the simple annual interest rate of the basic coverage starting from the first policy year until the 20th policy year.
2․On the expiration of every 2 years of the policy anniversary (excluding the current payment period expiration), collect 10% of the basic coverage at the time as the survival benefit.
3․Collect twice the basic coverage at the time in one lump sum on the expiration of the contract.
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JIN-SING-FU ENDOWMENT
1.For policy anniversary day on 3rd, 6th, 9th and 12th anniversary, collect the survival benefits of 2%, 3%, 4%, and 5% of the insurance coverage at the time.
2.Collect the expiry benefit in one lump sum on the expiration date of the contract.
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NIAN-NIAN-CHANG-CHUN INCREASING ENDOWMENT
1.The insured amount starts from the first policy year and increases year by year based on the basic insured amount at an annual simple interest of 20% until the 10th policy year.
2.During the payment period, survival benefit will be paid based on 2% of the current basic insured amount on each policy anniversary. From the expiration of the payment period (including the expiration at that time) to the policy anniversary that the insured age is 77 years old, survival benefit will be paid based on 5% of the current basic insured amount on each policy anniversary.
3.If the insured is still alive on the policy anniversary that the insured age is 78 years old and the contract is still valid, the company will pay maturity benefit based on the current insured amount.
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CHANG-LE INCREASING ENDOWMENT
1․The insured amount will increment by 5% in simple annual interest rate of the basic coverage starting from the first policy year until the 20th policy year.
2․During the payment period, on every 3rd, 6th, and 9th anniversary of policy day and upon expiration of the payment period (including the expiration year) to the 19th policy anniversary, the survival benefit of 6% per the basic coverage at the time will be distributed on each policy anniversary.
3․Collect expiry benefit in lump sum on expiration.
