When opening an account, the principal is deposited in one sum (the minimum deposit amount is NT$10,000), and a deposit term is selected; the principal and interest are paid out at maturity.

When opening an account, the principal is deposited in one sum (the minimum deposit amount is NT$10,000), and a deposit term is selected; interest is paid out on a monthly basis after the account has been deposited for 1 month, and the principal is paid out at maturity.

When opening an account, the depositor arranges the amount to be deposited each month (the minimum deposit amount is NT$1000 and must be in multiples of NT$100), and selects a deposit term; apart from a one-time cash deposit accepted as the first deposit, subsequent monthly deposits must be automatically transferred from the principal's passbook savings/giro account; the principal and interest are paid out at maturity.